Roof Insurance Claims
Revival Roofing specializes in roof related insurance claims assistance. From accident or weather-related storm damage to new roof replacement, our team will be your advocate through the entire insurance process.
Accident and Storm Damage Roof Insurance Claims
Hail, wind and storm damage is considered an insurance loss on your homeowner's policy.
Do You Need Your Roof Replaced?
Revival Roofing is the premier roofing contractor and new roof installation specialist in the greater New Orleans area.
A new roof may be necessary if your roof is severely damaged, frequently in need of repairs, or outside of its warranty. At Revival Roofing, our goal is to make sure your roof protects your home and your family. Sometimes this means a roof repair is not sufficient.
We'll work with your insurance company on your behalf.
You Deserve An Advocate
When you think you may have a valid roof insurance claim, it’s important that you have a knowledgeable New Orleans roofing contractor that can be an advocate for you with your homeowners insurance adjuster through the whole process.
Our involvement prevents you from getting stuck with a settlement that won’t cover your costs, or even worse, getting denied. We will help you deal with your insurance company and meet with your insurance adjuster if requested.
Upgrades and Incentives
We typically offer valuable upgrade incentives that you may be eligible to receive. And these incentives can benefit you and your insurance company.
An example of an upgrade incentive would be a no-cost shingle quality upgrade.
Zero-Out of Pocket Expenses
With Revival Roofing in New Orleans, you will pay zero out-of-pocket expense other than your insurance deductible. We agree to accept what your insurance company will pay for the claim, including your deductible, and ensure the highest quality repair or replacement.
Contact us today and talk to one of our roofing experts.
Our Roofing Insurance Claims Process
1. Schedule An Inspection
2. Emergency / Temporary Repairs
3. Contact Insurance Company
4. Finalize the Estimate
5. Approve the Job
6. Payments & Paperwork
Browse Our Roofing Insurance Claims FAQ's
Legally, it is not possible to avoid paying your deductible. There are roofing contractors who are willing to work with property owners to submit falsified invoices. However, doing so is insurance fraud. Please don't ask us to do this.
If a roofing contractor offers or solicits this as an option for you, you should report them and find another roofing contractor.
In a hailstorm, most hail that hits your roof and house may be too small to cause any damage. However, a percentage of the hail may be large or irregularly shaped, which can cause severe damage that may not be readily apparent and may not start to leaking for some time. It's best to have your roof inspected by a state licensed roofing contractor to determine if you need to file an insurance claim and have an insurance adjuster assess the total amount of damage incurred.
There are two reasons that the insurance companies hold some money back.
The first reason is to make sure that you get the work done. Past experience has shown them that, if they give the customer all the money up front, many people end up spending it on something else.
The second reason is that they wish to make sure that you pay your full deductible. The insurance companies reason that, if you are given all the money to begin with, many people would naturally try to find a contractor who would perform the job for the dollar amount in hand. By holding a retainage amount, they can adjust the amount of the final payout based on the roofing contractor's invoice, thus assuring that the customer does pay the deductible.
Yes. Most all home owners policies cover full replacement value. The first check the insurance company gives you is the Actual Value (AV); what the roof is worth today with it's useful remaining life. The money that was withheld is call the depreciation, or technically, the Replacement Value (RV) and will be paid to you when the work is completed or most times upon the submission of a signed contract with a licensed contractor for the work specified in the insurance adjusters summary report.
When most people look at their insurance paperwork they are confused, because they think the insurance company deducted their deductible from the money the insurance company has sent them. However, the deductible is the amount that the homeowner is responsible for paying directly to the contractor. The insurance company subtracts the home owners deductible amount on the paperwork from the total amount the insurance company allows for the claim, since the homeowner will pay their deductible directly to the contractor. The balance after subtracting what the homeowner will pay directly to the contractor as a deductible, is the total amount the insurance company will actually pay for the claim.
No two houses receive the same amount of damage in a storm. Your neighbor may have sustained extensive damage, and you may have received none. The insurance company will only pay for the actual damages incurred. If the entire roof was not damaged, unfortunately the insurance company cannot pay for the whole roof. However, if is it border line, it always helps to have your roofing contractor inspect the roof with your insurance adjuster to accurately assess all damage to the roof. Sometimes insurance adjusters may not be able to see all the damage if they're not able to walk on a step roof and photograph certain areas. Revival Roofing ensures a helpful presence to look out for your best interest and assist the insurance adjuster if needed with damage assessment, photographs, and measurements.
It is always prudent to get more than one estimate.
However, when insurance is paying for the work, the dollar amount of the estimate is not very important as long as it is equal to or less than the insurance company estimate. In all such cases, with Revival Roofing, you will only be paying your deductible, so your cost with us will be what the insurance company pays, plus your deductible. Therefore, your decision should be based on going with the contractor that you feel most comfortable with and whom you feel will perform the best job.
Which Roof is Right for You?
Replacing Your Roof is a Smart Investment in Your Home.
A Complete Quality Roofing System
Most Common Types of Repairs You May Need Are:
Schedule Your Free Roof Inspection
Why choose us
Why should you choose us for your Roofing Insurance Claim project?
Choosing the right roofing contractor is very important. For this reason, we don’t take this responsibility lightly.
Free Estimate & Consultation
Let's schedule Your onsite Insurance Claim estimate
Use this form to schedule your roof repair consultation and estimate. One of our project managers will meet with you onsite at your home to take a look at your roof and provide you with a fair and affordable roof repair estimate.