Roofing FAQs
As a premier New Orleans roofing company, we understand you have a lot of questions when choosing the right roofing contractor for your project.
General Roofing FAQ's
Here at Revival Roofing & Restoration, we have so much confidence in our service process that we offer 100% free, no-cost roof inspections and estimates for all full roof replacement projects. You may request your free roof quote by calling our office at (504) 446-ROOF, or by clicking here and a Revival representative will contact you.
Revival Roofing recommends having your roof checked twice per year and after all major storms. Ask yourself these questions, and if you answer yes to any of them, inquire with us to determine if you need a new roof:
Is my roof twelve (12) to twenty-five (25) years old?
Is my roof leaking and/or have I had to fix any leaks in the past?
While standing in my yard, can I see shiny fiberglass, cracking, and/or curling on my current shingles?
Have I seen any missing or torn shingles around my property?
Has it been more than 6 or 12 months since I had a local roofing company inspect my roof?
There are many factors that will ultimately play a role in determining how much it will cost to completely replace your roof. Here are just a few of the factors we have to consider:
Quality of materials
Square footage of roof
Pitch/steepness of roof
Height of structure
Accessibility to property
Warranty Options
Free Estimates
Set up your onsite inspection and estimate.
Roofing Insurance Claims FAQ's
Legally, it is not possible to avoid paying your deductible. There are roofing contractors who are willing to work with property owners to submit falsified invoices. However, doing so is insurance fraud. Please don't ask us to do this.
If a roofing contractor offers or solicits this as an option for you, you should report them and find another roofing contractor.
You may request your free roof quote by calling our office at (504) 446-ROOF, or by clicking here and a Revival representative will contact you.
In a hailstorm, most hail that hits your roof and house may be too small to cause any damage. However, a percentage of the hail may be large or irregularly shaped, which can cause severe damage that may not be readily apparent and may not start to leaking for some time. It's best to have your roof inspected by a state licensed roofing contractor to determine if you need to file an insurance claim and have an insurance adjuster assess the total amount of damage incurred.
You may request your free roof quote by calling our office at (504) 446-ROOF, or by clicking here and a Revival representative will contact you.
There are two reasons that the insurance companies hold some money back.
The first reason is to make sure that you get the work done. Past experience has shown them that, if they give the customer all the money up front, many people end up spending it on something else.
The second reason is that they wish to make sure that you pay your full deductible. The insurance companies reason that, if you are given all the money to begin with, many people would naturally try to find a contractor who would perform the job for the dollar amount in hand. By holding a retainage amount, they can adjust the amount of the final payout based on the roofing contractor's invoice, thus assuring that the customer does pay the deductible.
Yes. Most all home owners policies cover full replacement value. The first check the insurance company gives you is the Actual Value (AV); what the roof is worth today with it's useful remaining life. The money that was withheld is call the depreciation, or technically, the Replacement Value (RV) and will be paid to you when the work is completed or most times upon the submission of a signed contract with a licensed contractor for the work specified in the insurance adjusters summary report.
When most people look at their insurance paperwork they are confused, because they think the insurance company deducted their deductible from the money the insurance company has sent them. However, the deductible is the amount that the homeowner is responsible for paying directly to the contractor. The insurance company subtracts the home owners deductible amount on the paperwork from the total amount the insurance company allows for the claim, since the homeowner will pay their deductible directly to the contractor. The balance after subtracting what the homeowner will pay directly to the contractor as a deductible, is the total amount the insurance company will actually pay for the claim.
No two houses receive the same amount of damage in a storm. Your neighbor may have sustained extensive damage, and you may have received none. The insurance company will only pay for the actual damages incurred. If the entire roof was not damaged, unfortunately the insurance company cannot pay for the whole roof. However, if is it border line, it always helps to have your roofing contractor inspect the roof with your insurance adjuster to accurately assess all damage to the roof. Sometimes insurance adjusters may not be able to see all the damage if they're not able to walk on a step roof and photograph certain areas. Revival Roofing ensures a helpful presence to look out for your best interest and assist the insurance adjuster if needed with damage assessment, photographs, and measurements.
It is always prudent to get more than one estimate.
However, when insurance is paying for the work, the dollar amount of the estimate is not very important as long as it is equal to or less than the insurance company estimate. In all such cases, with Revival Roofing, you will only be paying your deductible, so your cost with us will be what the insurance company pays, plus your deductible. Therefore, your decision should be based on going with the contractor that you feel most comfortable with and whom you feel will perform the best job.
Ready to have some peace of mind about your roof?
Reach out and let one of our trusted team members help you!
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